Ineffective money management can also result in behaviours that make consumers vulnerable
to severe financial crises???.
Furthermore, the analysis model should fulfil the following requirements:
??? Maintainability (the analysis model should be understandable and alterable)
??? Adaptability (the analysis model should be adaptable to specific user requirements)
??? Efficiency (the analysis model should solve the personal financial planning problem
as fast and with the least effort possible)
??? Standards-oriented (the analysis model should be oriented at ISO / DIN /CFP- board
standards; it should fulfil, for example, the CFP financial planning practice standards
(Certified Financial Planner??™s (CFP) Board of Standards, 2005)
System Architecture
An architecturally-significant requirement is a system requirement that has a profound impact
on the development of the rest of the system. Architecture gives the rules and regulations by
which the software has to be constructed. The architect has the sole responsibility for defining
and communicating the system??™s architecture. The architecture??™s key role is to define the
set of constraints placed on the design and implementation teams when they transform the
requirements and analysis models into the executable system.
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